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Travel Insurance

Travel insurance protects you when you're away from home, covering medical emergencies, trip cancellations, lost baggage, travel delays, and more. Whether you're taking a weekend trip or an extended vacation, travel insurance ensures you're protected from unexpected expenses and disruptions.

Who It's For

  • Canadians traveling domestically or internationally
  • Frequent travelers seeking annual coverage
  • Seniors planning vacations
  • Families traveling together
  • Business travelers
  • Adventure travelers and sports enthusiasts

What It Covers

  • Emergency medical expenses abroad
  • Trip cancellation and interruption
  • Lost, stolen, or damaged baggage
  • Travel delays and missed connections
  • Emergency evacuation and repatriation
  • 24/7 travel assistance services
  • Accidental death and dismemberment
  • Trip interruption due to family emergencies

Key Benefits

  • Single-trip or annual multi-trip options
  • Emergency medical coverage up to $5 million+
  • 24/7 travel assistance hotline
  • Fast claims processing
  • Coverage for pre-existing conditions (with stability period)
  • Family plans available
  • Adventure sports coverage options
  • Competitive rates from trusted providers

Common Questions & Answers

I have provincial health coverage — do I need travel insurance?

Provincial health coverage has limited coverage outside your home province and virtually none outside Canada. Medical expenses abroad can be extremely expensive — a simple hospital stay can cost tens of thousands of dollars. Travel insurance is essential protection.

What if I have a pre-existing medical condition?

Many travel insurance policies cover pre-existing conditions if they've been stable for a specified period (usually 90-180 days). Our agents can help you find coverage that works with your medical history.

Is travel insurance worth it for a short trip?

Even short trips can result in unexpected medical emergencies or trip disruptions. Travel insurance premiums are typically very affordable, especially for shorter trips, and provide valuable peace of mind.

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